Christopher wrote back he is waiting for a new credit card to come through. In October 2004, Christopher Porco told his father he needed documents so he can borrow $2,000. In reality, Porco is borrowing $31,000 at a high interest rate and forging his father's name as a co-signer to the electronic document from his university computer.
"Hey dad, I just talked to the Citibank people and they won't give me the loan without a co-signer. I know you don't want your credit tied up in a co-sign but hear me out. With you and mom's current income level an education loan for $2,000 won't even show up. I will call you guys tonight to talk it over, love Chris."
Peter wrote back that he would rather advance his son $2,000 than co-sign a loan, but he would need some time to accumulate the cash. Also in October, Peter Porco pays the IRS $340.98 because he does not want his son to receive a tax levy. He also writes:
"I trust you will bring your car loan up to date. It distresses me that you have accumulated so much debt. I don't see how you can possibly make payments."
Christopher Porco's finances continued to spin out of control so much that his father sends five e-mails in one day asking Christopher why several issues have yet to be addressed, including a fee for a late inspection ticket to Saratoga Springs City Court, unpaid car loans and other financial issues.
"Hey guys," writes Christopher Porco. "I get back to my room (e-mail written at 5:30 a.m.) after studying for a test all night and I get like five e-mails from you, all dated the same time. As far as I know I am paid up on my car loan. I will give you a call tomorrow, thank you for keeping after me, love Chris."