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Cashing in on Christmas

The average for the rest of the year is 28 percent, according to NHTSA.

Overall crime trends

As far as actual crime in New York, the state's Division of Criminal Justice Services (DCJS) issued a report on Sept. 15 that stated that crime was down overall. The finalized report analyzed crime statistics from 1998 until the end of 2007.

"Over the past 10 years, the crime rate in New York State has declined steadily. The largest reductions in crime rate were reported for motor vehicle theft, burglary and robbery," the report stated. "Overall, the rate of index crimes per 100,000 resident population has declined 33 percent since 1998 and property crimes (burglary, larceny, and motor vehicle theft) were down 33 percent."

The report goes on to say that not only is crime down, but that there's a "significant reduction in the actual number of crimes reported." The DCJS stated there were 188,870 fewer crimes reported in 2007 than in 1998, but that the population has increased by over one million since 1998.

However, according to the most recent FBI statistics, there was a 3 percent increase nationwide in bank robberies between January and September in 2008. But New York has been consistent in its dropping crime rate.

"The most recent 2007 crime data show that crime volume in New York State declined for the 17th consecutive year," the DCJS report concluded.

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