Money and travel: What you need to know before you go

Spotlight on Finance

Savvy users: Would-be pickpockets and thieves are everywhere and cash is an attractive target because it is difficult to trace. Never carry all of your cash in one place. Split up money in multiple bags and only carry what you need for the day. You’ll be glad you followed this rule if the unexpected were to happen.

Saving money while on-the-go

You stalked airfares for months and checked out all of the hotels to find the one that offers the most yet still fits within your budget, so why should the savings stop when you get to your destination? Do a little research before you step foot out the door and you can save on meals, entertainment and souvenirs, too.

If you have a smart phone, look for savings while on the road. Enter your location into any search engine. Look for attractions and shops you may want to visit. Go to the website and Facebook page for each stop. Many attractions and retailers will post coupons and deals online, others you can call directly and ask for their best deal. If you make reservations before you get there, you can often save 10 to 20 percent on things like scuba diving, scenic tours and attraction admissions. If you are booking for more than one, it never hurts to ask for a group discount. Also, always compare rates. Tourist stops don’t want to lose your business because someone else had a better deal. Many retailers and excursion companies will match their competitor’s rates.

Remember, vacation is about fun and relaxation. So have fun and relax. It’s the reward for smart planning.

Anthony Lanzillo is senior vice president of KeyBank and leads the Capital Region’s Retail Banking team. He may be reached at 518-257-8598 or anthony_lanzillo@keybank.com.

Be prepared for the unexpected…

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