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Hugh Donlon, President, Key Bank Capital Region

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What you need to know before cosigning a loan

Spotlight on Finance

You might be asked to cosign a loan for a car you don’t drive, a college you don’t attend or a house you don't live in, but that does not change your liability. When you agree to put your name to paper on a joint loan, you’re assuming a risk a lender isn’t willing to take on—and it can have negative consequences, both in the short and long term.

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Going green with your banking and life

Spotlight On Finance

When it comes to going green, it’s not a matter of wasting less or conserving more. It’s not even about reducing your carbon footprint. It’s about making choices that are good for your health and the environment. Not coincidentally, many of these “green” choices are also good for your bank account.

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Getting your financial house in order is a must

Spotlight on Finance

By taking the time to organize and eliminate unnecessary paperwork and policies, review your budgets and evaluate your income, not only can you de-clutter your financial life, but you can also develop a master plan that will improve your relationship with money and, quite possibly, your family?

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